Loan Officers
Financial Services Industry
Responsibilities
- Evaluate credit worthiness by processing loan applications
and documentation within specified limits - Interview applicants to determine financial eligibility and
feasibility of granting loans - Determine all applicable ratios and metrics and set up debt
payment plans - Communicate with clients either to request or to provide
information - Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and
restrictions - Update job knowledge on types of loans and other financial
services - Maintain and update account records
- Assess customer needs, explore all options and introduce
different types of loans
- Develop referral networks, suggest alternate channels and
cross-sell products and services to accomplish quotas
Qualifications
- Certificate, diploma, or degree in finance, economics, or a
related field.
- Proven working experience as a Loan Officer
- Familiarity with computers and banking applications/software
Solid
- Understanding of direct/indirect lending products and
practices
- Excellent communication and interpersonal skills
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal-oriented environment
Additional Information
- Send your CV and cover letter (titled the position you are applying for) to: alcamicrofinance@gmail.com
- Deadline: Thursday, 29th August, 2024
Job Details
Financial Services
Loan Officers
N/A
N/A
Loan Officers
3
1 Year
Monthly
No
Company Overview
ALCA MICROFINANCE COMPANY LTD
1 Open Jobs
ALCA Microfinance Company Ltd is committed to empowering individuals and small businesses by providing accessible and affordable financial services. Our primary service is offering microloans, which are small, easily accessible loans designed to help individuals and businesses grow. To ensure these loans are secure, we require collateral in the form of motor vehicles, which provides a practical and attainable way for our clients to secure the financial support they need.
Our approach is client-centric and community-focused, ensuring that our services are tailored to meet the unique needs of those we serve. By prioritizing accessibility, support, and transparency, we aim to create lasting positive impacts on economic development and poverty reduction. At ALCA Microfinance Company Ltd, we strive to be a leading microfinance institution driving economic inclusion and empowering communities with essential financial services and education.